The fact that your neighbor pays a certain amount to insure his Jack Russel doesn’t mean you will pay the same to insure your French Bulldog. Insurance premiums vary a lot between different breeds of dogs. Breed, together with age, are the major factors in determining dog insurance cost.
So, which are the expensive ones and which the cheapest?
Are pedigree dogs more expensive to insure?
Yes, they are and the reason is that certain pedigree dogs often have a well documented history of being prone tospecific illnesses like hip dyslexia, cancer, breathing problems etc. And the bigger the dog is, the more it costs as these tend to cause more damage. Some large breeds are often classified as ‘dangerous’, although it may have nothing to do with a particular dog and his owner. Simply because of the breed’s reputation, your family favorite Rottie may be considered dangerous by an insurance company.
What are the cheapest breeds to insure?
These are Jack Russel, border terrier, Yorkshire terrier, cocker spaniel, Beagle, Labradoodle, Cockerpoo, Patterdale terrier, Lhasa apso, Shihtzu, and smaller cross breeds.
Keep in mind that this list only gives a rough indication and that a certain breed may be cheap to insure with one policy, but more expensive if you buy another type of policy.
What are the most expensive dogs to insure?
The expensive ones are the Newfoundland, Bullmastiff, Greater Swiss mountain dog, Great Dane, Bordeaux or French mastiff, and Rottweiler. The bulldog, long coat chihuahua, French Bulldog are other breeds that can cost the owner a bundle to insure.
As a general rule, the so-called short nose breeds like the bulldog breeds, and larger dogs prone to hip dyslexia are usually expensive to insure.
What other factors play a part in dog insurance?
The first important one is the age of the dog. Whatever breed the dog is, the age and medical history will play an important part in determining insurance cost.
The breed, age and health of a dog will give you a general indication of the cost to insure him. However, premiums may differ between countries, different insurers and the type of policy you buy.
There are many factors to take into consideration when deciding on what type of dog to get. Insurance is only one of them, but when you decide to get a dog that may cost you a lot in vet fees, or high insurance premiums, it should be taken into account, particularly if you have budget constraints.
So, which are the expensive ones and which the cheapest?
Are pedigree dogs more expensive to insure?
Yes, they are and the reason is that certain pedigree dogs often have a well documented history of being prone tospecific illnesses like hip dyslexia, cancer, breathing problems etc. And the bigger the dog is, the more it costs as these tend to cause more damage. Some large breeds are often classified as ‘dangerous’, although it may have nothing to do with a particular dog and his owner. Simply because of the breed’s reputation, your family favorite Rottie may be considered dangerous by an insurance company.
What are the cheapest breeds to insure?
These are Jack Russel, border terrier, Yorkshire terrier, cocker spaniel, Beagle, Labradoodle, Cockerpoo, Patterdale terrier, Lhasa apso, Shihtzu, and smaller cross breeds.
Keep in mind that this list only gives a rough indication and that a certain breed may be cheap to insure with one policy, but more expensive if you buy another type of policy.
What are the most expensive dogs to insure?
The expensive ones are the Newfoundland, Bullmastiff, Greater Swiss mountain dog, Great Dane, Bordeaux or French mastiff, and Rottweiler. The bulldog, long coat chihuahua, French Bulldog are other breeds that can cost the owner a bundle to insure.
As a general rule, the so-called short nose breeds like the bulldog breeds, and larger dogs prone to hip dyslexia are usually expensive to insure.
What other factors play a part in dog insurance?
The first important one is the age of the dog. Whatever breed the dog is, the age and medical history will play an important part in determining insurance cost.
The breed, age and health of a dog will give you a general indication of the cost to insure him. However, premiums may differ between countries, different insurers and the type of policy you buy.
There are many factors to take into consideration when deciding on what type of dog to get. Insurance is only one of them, but when you decide to get a dog that may cost you a lot in vet fees, or high insurance premiums, it should be taken into account, particularly if you have budget constraints.